Mitigation Inspection

According to Florida Statute 627.0629, all insurance companies must provide Florida homeowners with discounts, credits, or other rate differentials for specific construction techniques that mitigate wind damage from hurricanes, tropical storms, and related windstorm claims. If you haven’t undergone a Wind Mitigation Inspection at your home, chances are you’re overpaying for homeowners insurance.

This specialized inspection typically takes less than an hour, with costs varying based on square footage and location. It has saved Floridians thousands of dollars in the long term. As per Florida Statutes, insurance companies are obligated to offer Florida homeowners discounts or credits for windstorm-resilient construction techniques. These discounts, in effect since 2003, can reduce windstorm insurance premiums by up to 40% and are attainable through a mitigation inspection conducted at your home.